Get a Roof Inspection Before Filing an Insurance Claim

Certified ProfessionalLicensed & Insured Team

Filing blind is the costliest mistake in roof claims. Why an independent inspection first changes the entire outcome.

Most Severn homeowners file a roof claim the way they would report a fender-bender: call the insurer and describe what happened. But roof claims are not fender-benders — the damage is technical, the policy language is specific, and the adjuster works for the carrier. An independent inspection before you file changes the power dynamic completely.

Inspector walking a flat commercial roof with a measuring wheel.

Know what you are claiming

A

n

i

n

s

p

e

c

t

i

o

n

t

e

l

l

s

y

o

u

w

h

e

t

h

e

r

y

o

u

h

a

v

e

a

v

a

l

i

d

c

l

a

i

m

a

t

a

l

l

—

a

n

d

i

t

s

a

p

p

r

o

x

i

m

a

t

e

s

c

o

p

e

—

b

e

f

o

r

e

t

h

e

c

l

a

i

m

h

i

t

s

y

o

u

r

r

e

c

o

r

d

.

F

i

l

i

n

g

a

c

l

a

i

m

t

h

a

t

g

e

t

s

d

e

n

i

e

d

s

t

i

l

l

c

o

u

n

t

s

a

s

a

f

i

l

e

d

c

l

a

i

m

;

k

n

o

w

i

n

g

t

h

e

f

a

c

t

s

f

i

r

s

t

l

e

t

s

y

o

u

f

i

l

e

w

i

t

h

c

o

n

f

i

d

e

n

c

e

o

r

h

a

n

d

l

e

m

i

n

o

r

d

a

m

a

g

e

o

u

t

o

f

p

o

c

k

e

t

s

t

r

a

t

e

g

i

c

a

l

l

y

.

Speak the adjuster's language

A

d

j

u

s

t

e

r

s

e

v

a

l

u

a

t

e

p

e

r

-

s

l

o

p

e

d

a

m

a

g

e

c

o

u

n

t

s

,

t

e

s

t

s

q

u

a

r

e

s

,

a

n

d

d

o

c

u

m

e

n

t

e

d

c

a

u

s

e

-

a

n

d

-

e

f

f

e

c

t

.

A

r

r

i

v

i

n

g

w

i

t

h

a

p

r

o

f

e

s

s

i

o

n

a

l

r

e

p

o

r

t

c

o

n

t

a

i

n

i

n

g

d

a

t

e

d

p

h

o

t

o

s

,

a

r

o

o

f

d

i

a

g

r

a

m

,

a

n

d

f

i

n

d

i

n

g

s

w

r

i

t

t

e

n

i

n

c

l

a

i

m

-

r

e

a

d

y

l

a

n

g

u

a

g

e

m

e

a

n

s

y

o

u

r

d

a

m

a

g

e

i

s

e

v

a

l

u

a

t

e

d

o

n

e

v

i

d

e

n

c

e

,

n

o

t

i

m

p

r

e

s

s

i

o

n

s

.

Protect against the low initial offer

I

n

i

t

i

a

l

c

l

a

i

m

o

f

f

e

r

s

f

r

e

q

u

e

n

t

l

y

u

n

d

e

r

c

o

u

n

t

s

l

o

p

e

s

,

m

i

s

s

f

l

a

s

h

i

n

g

a

n

d

a

c

c

e

s

s

o

r

y

d

a

m

a

g

e

,

o

r

a

t

t

r

i

b

u

t

e

s

t

o

r

m

s

i

g

n

a

t

u

r

e

s

t

o

w

e

a

r

.

I

n

d

e

p

e

n

d

e

n

t

d

o

c

u

m

e

n

t

a

t

i

o

n

i

s

t

h

e

f

o

u

n

d

a

t

i

o

n

o

f

e

v

e

r

y

s

u

c

c

e

s

s

f

u

l

s

u

p

p

l

e

m

e

n

t

—

a

n

d

i

t

i

s

f

a

r

s

t

r

o

n

g

e

r

w

h

e

n

i

t

p

r

e

d

a

t

e

s

t

h

e

a

d

j

u

s

t

e

r

'

s

v

i

s

i

t

r

a

t

h

e

r

t

h

a

n

d

i

s

p

u

t

i

n

g

i

t

a

f

t

e

r

w

a

r

d

.

Related Inspection Services

Serving These Severn Areas

Keep Reading

Common Questions

Will an inspection guarantee my claim is approved?

No — but it dramatically improves your position. Documented, professionally described damage is approved far more often than vague homeowner descriptions.

Should the inspector meet the adjuster?

Ideally yes. Having your inspector walk the roof with the adjuster and point to documented damage resolves many disagreements on the spot.

What if the inspection finds no claim-worthy damage?

Then you have saved yourself a denied claim on your record — and you still have a useful condition report with maintenance priorities.

Not Sure What Your Roof Needs? Start With an Inspection.

Call Roof Inspection Authority at (888) 974-0663 — your local licensed expert in Severn, MD. Mon-Fri: 8:00 AM - 5:00 PM, Sat: 9:00 AM - 3:00 PM, Sun: Closed. Our call representatives are available 24/7 for emergencies.

← All guides

Call (888) 974-0663Call Now